1. Collection & Use of Data We collect personal data to provide services, process transactions, and enhance user experience. 2. Data Disclosure Personal data is shared only with service providers essential to operations. 3. Data Security We implement encryption and security protocols to protect personal information. 4. Retention & Deletion Data is retained as long as necessary and then removed securely. 5. Your Rights Users may request access, modification, or deletion of their data. 6. Policy Updates Changes to this policy may occur, and users should check for updates.